Month: September 2018

(LEASED) 220 Millwood Rd, Toronto, Ontario

Posted on by admin

CLICK HERE to contact, or Call 416-453-7673 Ask For Rose Kutzko for more info

 

220 Millwood Rd Upper

Price: $2,400.00
MLS# C4254047
Bathrooms: 1
Bedrooms: 2
Square Footage: 700-1100
Virtual Tour: Click here for virtual tour

Amazing Location In The Sought After Mount Pleasant West Area. Seconds To June Rowlands Park With Splash Pad & Tennis Courts. Walking Distance To Shops, Restaurants, & Davisville Transit Station – Quick Access Uptown Or Downtown. Unit Shows Beautifully! Fully Renovated Large Upper Level, 2 Private Entrances, 2 Bedrms, 1 Bathrm, Open Concept Living/Dining/Kitchen, Ensuite Laundry, Walkout To Private Deck. Floor Plans Available.


Dorothy Ley Hospice Annual Halloween Bed Race

Posted on by Trisha Wilson

THANK YOU TO EVERYONE WHO DONATED AND PARTICIPATED!

You don’t want to miss the 10th Annual Halloween Bed Race happening on Sunday, October 28, 2018!

Founded in 1990, The Dorothy Ley Hospice is a volunteer-based community service organization offering compassionate care to people living with the challenges of a life-limiting illness or loss. Their programs meet physical, emotional, spiritual and psychosocial needs, helping people live life to the fullest. Their services are provided at no cost to the individual thanks to the generosity of donors and community partners.

Rose Kutzko & The Property Team are proudly participating in the Annual Halloween Bed Race to help raise the much needed funds that The Dorothy Ley Hospice must raise each year to be able to continue providing programs and services in our community!

It is through the help of events such as the Annual Halloween Bed Race, that The Dorothy Ley Hospice is able to raise awareness and funds to help reach their annual goal.

On behalf of The Dorothy Ley Hospice, Rose Kutzko & The Property Team are kindly asking for and accepting donations.

CLICK TO DONATE  ->  All donations are greatly appreciated; no amount is too small!

Fun for the whole family!

 

3200 Bloor St W, Etobicoke, ON M8X 1E1

EVENT SCHEDULE:

12:00 PM     Registration Opens

12:30 PM     Event Opens, Face Painting, Pumpkin Carving, Bouncy Castles, Lunch and Much More!

12:45 PM     Opening Ceremonies

1:00 PM       Bed Races

2:30 PM       Closing Ceremonies

3:00 PM       Event Ends

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How to Prepare for the Fall Real Estate Market

Posted on by Trisha Wilson

Real estate is sold 365 days a year; it’s the new norm!  Fall can be a great time to sell your home. Below are some of the best tips for selling a home during the fall.

Analyze the Market & Price Your Home Right

Analyze the current state of your local real estate market. Understanding the type of market your area is experiencing is important: Is your local market type a sellers’ market, a buyers’ market, or a balanced market. It’s important when it comes to pricing your home accordingly. If you don’t know ask your Real Estate Agent!

 

Perform Applicable Inspections & Cleanings

If you’re planning on selling your home in the fall, tackle the inspections and cleaning part prior to listing your home for sale.

 

Decorate & Embrace the Fall

The most exciting part about fall! If you decide to sell your home during the fall, there are many decorating tips, staging tips, and ways to embrace the fall season. Be tactful with your decorating and try to appeal to the masses!

 

Clean Up the Exterior

The least exciting part about fall…is raking leaves. Don’t neglect the exterior of your home. Tasks that should be completed when selling a home during the fall include:

Raking leaves

Removing loose sticks

Weeding flower beds

Trimming flowers, bushes, and shrubs

Aerating the lawn

 

Prepare Your Home for Showings

When selling in the fall, ensure your home smells good. Popular ways to make your home smell warm and cozy while selling in the fall include:

Brewing a fresh pot of pumpkin spice coffee

Boiling cinnamon sticks

Burning fall scented candles

 

Selling a home in the fall is not for everyone, however, these tips can help expedite the sale of your home and maximize the sale price!

Additional Costs To Consider When Buying A Home

Posted on by Trisha Wilson

The purchase price of your home is only one of the costs you’ll encounter. Here are other possible costs you need to consider:

  • Mortgage loan insurance:
    If you are putting less than 20 per cent of the house value down, you’re going to need mortgage loan insurance. Depending on the lender, the premium can be added to mortgage payments. Note: as of January 1st, 2018, the Office of the Superintendent of Financial Institutions Canada (OSFI) is setting a new minimum qualifying rate, or “stress test,” for uninsured mortgages (if you are putting more than 20 per cent of the house value down). The guideline, applying to all federally regulated financial institutions, now requires the minimum qualifying rate for uninsured mortgages to be the greater of the five-year benchmark rate published by the Bank of Canada or the contractual mortgage rate +2%.   
  • Appraisal fee: 
    Lenders typically loan a percentage of the home’s purchase price or the market appraisal of the property. Cost depends on the size and complexity of the assignment.
  • Land survey: 
    The lender may ask for a current survey or certificate of location before signing off on the loan. There can be a substantial cost for having a new survey done on the property.
  • Deposit:
    A deposit normally goes with the formal offer to purchase.
  • Insurance: 
    The lender will require proof of property insurance for the replacement value of the house and its contents from the day you take ownership.
  • Title insurance: 
    Provides coverage in case of problems with the property title among other things. The cost is relatively low, usually a few hundred dollars.
  • Application fee: 
    Some lenders will pass on the cost to process your application. These fees vary and some lenders will waive them entirely if you have other accounts with them.
  • Mortgage broker’s fee: 
    If you use a mortgage broker, a fee may be charged to arrange a mortgage on your behalf.
  • Home inspection fee: 
    An inspection protects the buyer by revealing any problems in the property that you’d want to know before you move in.
  • Legal fees: 
    You can save some of the legal fees usually charged by the lender if your lawyer draws up the mortgage. You’ll also pay for disbursements which are the costs involved in drawing up the title deed, conducting a title search, and preparing and registering the mortgage.
  • Land Transfer Tax: 
    Use the land transfer tax calculator accessible from the home page of this website to calculate both your Ontario and City of Toronto (if applicable) land transfer taxes. First time home buyers qualify for a maximum $4,000 provincial rebate and a maximum $4,475 City of Toronto rebate.
  • Harmonized Sales Tax: 
    Resale (used) homes are exempt from HST but it does apply to newly constructed homes and may qualify for a partial rebate depending on the sales price and if the home is going to be your primary place of residence.
  • Other costs: 
    These include moving costs, fees charged by utilities for service hook-ups, property tax and other adjustments (an adjustment takes place when the seller has already paid for something in advance and wants to be credited for the unused portion on the date the house becomes yours), and ongoing maintenance (condo fees, etc.), and utility costs.

 

Written and Published By: Toronto Real Estate Board