• Top Things Sellers Often Forget to Do Before Showing Their Home

    There can be a lot of stress involved when trying to sell your home and one of the biggest factors that is always on a seller’s mind is showing process. While your home is on the market, you never know when a showing is going to be scheduled and therefore sellers must be on their toes in making sure their home is tidy and looks its best to potential buyers. However, with so many things to organize before a showing, it can be easy for a seller to forget to do something essential before an agent brings a potential buyer through your home.

    We’ve reached out to our RE/MAX Influencers – a panel of RE/MAX Sales Associates throughout Canada – to narrow down a list of the top things that sellers often forget to do before showing their home.

    Lighting & Blinds

    When it comes to showing your home, lighter is brighter! For daytime showings, opening up those blinds and curtains and turning off all artificial light will allow the natural light to flood your home. Walking into a bright, airy space is going to give a much better first impression to potential buyers than walking into a dark space.

    “For showings after dusk, you want to showcase your home right from when a potential buyer pulls up to your property. Having all exterior lights on will help guide the agent and clients to the front door, as well as reduce the potential for any injuries if it Is winter and there may be a slip hazard on the driveway. All lights on in the interior will give a better first impression of the home if the potential buyer has just come from looking at a property where it was dark upon entering,” says Cheryl MacIsaac, RE/MAX Baughan Realty, Wainwright, AB. “This will also help the showing agent as they will not need to search for light switches to turn on lights. It also lets the seller know if the showing has occurred as most agents will turn off the lights upon leaving each room, if instructed to do so.”

    Clean & Tidy

    One of the most important things that a seller must do when selling their home is keeping it clean and tidy. While sweeping floors and vacuuming the carpets will speed up your cleaning process, sellers often forget to tidy things that they may be accustomed to, such as pet items, which may end up turning buyers away.

    “Sellers often forget to make sure that family pets and their bedding, toys and litter boxes/yards may not be clean or out of the way. It is so important as some buyers are allergic, don’t have pets or if they smell pet odours it may turn them off from buying,” says Sandra Benz, RE/MAX Performance Realty, Delta, BC.

    Another important thing to remember when preparing your home for showings is to open a window or two and allow some fresh air into your space! As Ray Yenkana, RE/MAX Little Oak Realty, Surrey, BC says, “Sellers are used to their smells, but those smells may be an instant turn off to potential buyers!”

    Close that Lid!

    A simple, yet easily forgotten thing that sellers often forget about when preparing to show their home is to put the toilet seat down. As easy as it is to close the lid behind you, many sellers completely overlook this aspect of cleaning their bathroom.

    “Sellers often forget to put the toilet lid down. First impressions are everything; you want people to see the room, not the inside of a toilet,” says May Smith, RE/MAX Little Oak Realty, Surrey, BC.

    As Shauna Thompson of RE/MAX Fort McMurray says, “It becomes a distraction to the buyer, and the buyer’s agent doesn’t want to have to touch the toilets to put the seats down!”

    Personal Items

    When it comes to preparing your house for a showing, it can be easy to overlook the little things that may deter a potential buyer, such as displaying personal items. Things like family photos and sentimental items may seem like a good idea, as it can make the space look more inviting and lived-in, but many potential buyers have a hard time imagining themselves living in the space if it is filled with personal items.

    “It’s harder for buyers to imagine themselves living in the house with other people’s photos and they waste time trying to figure out if they know the sellers or what the relationship may be/family composition/reason for selling may be,” says Curtus Collins, RE/MAX Crown Real Estate, Regina, SK.

    Garage & Driveway

    The garage and driveway are two areas that sellers often overlook when preparing their home for a showing, yet these are two areas of your home that potential buyers will be extremely interested in. Whether a new buyer is planning to use the garage for storage or parking, it is important to prepare the garage for a showing so anyone walking through can get a good idea of how much space there is to work with. As Kimberly Graham of RE/MAX River City in Edmonton, AB says, “Leave a way to access the garage. Most often it is a space where sellers store everything they have decluttered, so they can keep their things safe. However, buyers still want to see the garage!”

    The driveway is another part of the home that is often not considered but is very important to potential buyers, as it is often one of the first things they will notice when driving up to the property. In particular, potential buyers will be considering their parking situation and how their vehicles and recreational vehicles, such as RV’s and boats, will fit in the driveway. If possible, ensure that your driveway is as clear as it can be to allow buyers to get an accurate representation of just how much parking is available.

    “When buyers come to view the home if they are driving along with their agent, or separately, it draws attention to limited parking. This can be particularly challenging for homes in cul-de-sacs or places where parking could be a concern as the driveway will announce it as a challenge,” says Taylor Hack, RE/MAX River City, Edmonton, AB.

    If you are considering selling your property, give us a call!

     

     

    Courtesy of REMAX.ca

    How to Invest in Real Estate in Toronto

    Real estate investments offer the chance to build assets that will increase in value and build wealth. Although many people think real estate investors have to be tycoons to get into the real estate market, even average homeowners have their share in the real estate game. Here we explain the different options for investing in Toronto real estate and the reasons real estate can be a good investment, especially in the long-term.

    Investing in a Home

    This is by far the easiest way to get into the real estate market. You have access to funds to invest in your property via a mortgage, which means as long as you can come up with a down payment, have good credit and steady income, you can probably find a property to purchase, even if it is on the outskirts of the city.

    The benefits include:

    • You live in the home, so don’t have additional living costs for rent
    • Owning your primary residence is the best form of “forced savings”
    • Your mortgage payments are smaller incremental investments that build big home equity
    • It provides a tax shelter as your profits are not taxed when you sell your home
    • Your home equity can provide capital to put toward other investments
    • Mortgage interest rates are low now

    Buying a home is the most basic form of buying and holding an investment. Buy it, hold onto it, and watch your equity grow.

    Buying and Holding

    You can apply the buy-and-hold strategy to more than one property. Unless you have millions of dollars sitting around allowing you to carry several mortgages, the easiest way to do this is to invest in rental properties. This is an excellent way to build a real estate portfolio, as you can purchase one or more rental properties and have tenants who generate rental income to pay your mortgage. In this scenario, it’s almost as if your property is mortgage-free.

    The trick in Toronto, of course, is buying a rental property you can afford, and that also provides you with enough rent to cover your mortgage. The only problem with rental properties is they require management and maintenance, so you have to ask yourself, “Do I really want to be a landlord?” You can pay property management fees for someone else to do the work, but that eats into your profits.

    Condos and Rental Properties

    As long as you buy the property for a fair price, have a property that will attract tenants (near transit, affordable compared to other rentals in the area, safe area, near amenities, etc.) and can keep tenants, you can build a respectable portfolio. The only caveat is that you will, of course, need the 20-per-cent down payment for each property and get a mortgage.

    Toronto condos are a popular choice, as they have a more affordable purchase price, especially when purchased pre-construction. They also have tenant demand as a rental property and the condo market is seeing excellent gains in value. The downside is your rent will have to be high enough to cover your mortgage and condo fees.

    Flipping Real Estate

    Flipping is buying an undervalued fixer-upper, renovating it and then selling it at a profit. This has long been a real estate investment choice for people not interested in being a landlord. However, financing is trickier because you need money to manage renovations. Unless you are a true handy person or know someone who is, renovations can pose many challenges.

    Competition to purchase fixer-uppers can be fierce, as it is not just investors but homeowners who are in search of undervalued properties. Also, it can be hard to find a home that is priced significantly below market value. There is more risk because you have to know:

    • How much to pay for the home
    • How much to invest to be able to sell at a profit
    • How to price the home so it isn’t too high to find a buyer

    Financing your costs can be tricky and finding a lender can prove a challenge. If you run into issues selling, you can try to rent the property to cover your mortgage. However, with today’s low housing inventory, selling shouldn’t be a problem and might even drive up prices due to bidding wars.

    Joint Ventures in Real Estate

    If you want to invest in Toronto real estate, but either have bad credit or not enough money for a down payment, you can opt for a partnership with someone you trust and go into the purchase together. You share the burden of financing the property and split the profits when you sell. You can do this using the buy-and-hold strategy, rental properties to tenants, flipping or even own and live in the property together. The trick is to have all the terms clearly plotted out such as:

    • For flips, how the repairs will be done, paid for and managed
    • How much you are willing to spend on upgrades to still see a profit
    • Finding tenants and managing the property if renting it out
    • Your selling strategy and goals
    • Buying out a partner

    Caution is greatly advised when choosing a partner. Some have a history of overextending themselves financially, and chances are they could do it again. Consult a lawyer for advice on how best to proceed.

    Purchasing REITS

    Real estate investment funds or REITs are publicly traded organizations that invest in income-producing real estate assets. They are purchased like stocks and come in different types with varying degrees of risk. They usually consist of diverse holdings such as industrial buildings, residential apartment towers, office buildings, malls, etc., and can be local or international properties.

    You can own units easily as they start as low as $10 compared to the minimum you would need for a down payment for a Toronto property. In the past 10 years, REITs dollar value grew 215 per cent, making them rather lucrative. This comes with all the benefits of owning property, without any of the headaches.

    Benefits of Renting

    Rental property opportunities are a good Toronto real estate investment strategy. Toronto’s population is growing and so is the demand for rental units. In fact, Toronto is the fastest-growing metropolis in North America with 77,435 new residents arriving between July 2017 and July 2018. Average rent should be able to cover your mortgage and in some cases even get your down payment back quickly. The only problem is, properties in the Greater Toronto Area today average $839,363, so you’ll need almost $60,000 upfront for your down payment.

    If you would like to speak to a real estate agent about Toronto real estate investments, reach out to us today.

    What Are Condo Fees? 3 Things to Know

    What are condo fees, how are they calculated and what do they cover? Condos have become the home of choice for many Canadian homebuyers, particularly first-timers, but increasingly move-up buyers as well. But many don’t understand this lifestyle option before deciding that it’s right for them.

    Affordability is a big factor behind the relatively recent shift to condo living, but it’s certainly not the only appeal. Other benefits include a sense of community (yes, vertical communities are a thing!), easy access to urban conveniences, public transit, employment and entertainment, as well as a lock-and-leave lifestyle for when life takes you further abroad.

    RELATED READING: RE/MAX 2020 Housing Affordability Report

    What are condo fees, how are they calculated, and what do they cover?

     

    What are condo fees?

    Every condo owner pays a regular, non-negotiable condo fee. This fee is calculated based on your share of the condo building – the larger your unit, the greater your fee. This fee is adjusted annually based on the condo’s operating budget.

     

    What do condo fees cover?

    Your condo fees are divided into three main categories: utilities, common areas and the reserve fund. Let’s take a closer look.
    A chunk of your condo fee goes to utilities such as water, hydro and sometimes heat – but this isn’t always the case. Most brand-new condominiums are now being built with individual heat pumps that are controlled by, and paid for by individual owners. Make sure you’re clear on your condo fees before you buy.

    We’ve already mentioned that condo ownership means less maintenance on your to-do list. But somebody’s gotta do it, right? Your condo fees cover that expense as well.

    And remember those awesome amenities that your family and friends come over to use? You have to contribute to their upkeep. The more amenities your condo has, the higher your condo fees will be. Think pool, gym, hobby rooms, sports courts, an in-house theatre, indoor and outdoor areas. Ask yourself if you’re going to actually use all of the amenities offered by your condo, because you’ll be paying for them.

    Condo fees also pay for snow and garbage removal, cleaning and minor repairs of common areas, exterior window washing and the like.

     

    What is a reserve fund?

    A portion of your condo fee is set aside in a reserve fund, which every condo board must maintain as a savings account for big-ticket items that inevitably arise. A roof replacement can cost upwards of half a million dollars, so this fund is essential.

    Then there’s the Special Assessment. In the case that the reserve fund doesn’t quite cover the bill, each condo owner will be required to pitch in their proportionate amount to cover the cost.

    If you’re considering condo ownership, make sure you incorporate the condo fee into your budget. Make sure to leave a buffer in case your condo fees increase, which tends to happen as condos age. Any increases are at the discretion of the condo board.

    Before you make an offer, get a copy of the condo’s status certificate, which contains important details about the condo’s financial status. Review it and make sure you understand it. The document will include things like the condo’s budget, any pending legal matters, information about the reserve fund, current maintenance fees, and whether any increases are planned in the near future.

    The fee for the status certificate? It varies by province, so ask your local RE/MAX agent. In Ontario, you can expect to pay about $100. The information contained it in? Potentially worth a great deal more to your investment.

     

    6 Hidden Expenses Buyers Often Forget About When Purchasing a House

    Buying a house is one of the biggest purchases you will make in your lifetime and a lot goes into the planning and finances of purchasing a home, especially if it is your first home. From a down-payment, to repairs & maintenance, to purchasing furniture and appliances, there are hidden expenses that one might not think of when in the home-buying process.

    We reached out to our RE/MAX Influencers – a panel of RE/MAX sales associates throughout Canada- to narrow down a list of the top six expenses that buyers often forget about when purchasing a home.

    Property/Land Transfer Tax

    The Property Transfer Tax (PTT) or Land Transfer Tax (LTT) is one hefty expense that our RE/MAX Influencers agree is often unaccounted for in advance of the purchase. All provinces except for Alberta and Saskatchewan have this tax, which differs between provinces. In BC, for example, when a buyer purchases or gains an interest in property that is registered at the Land Title Office, they are responsible for paying PTT and filing a property transfer tax form. Meanwhile in Toronto, home buyers must pay both a provincial and municipal LTT. BC, Ontario and Toronto, as well as Prince Edward Island, all offer rebates to first-time buyers to help offset the cost.

    Property Tax

    “At the time of purchase, the [property] tax owing by the seller has normally been accounted for with the clients, but not that it’s going to be due. If someone takes possession in October, they will pay the seller back for November and October, but then only have 6 months to save up 12 months worth of tax before it’s due. There is not enough discussion with buyers on this and given that they are normally ‘tapped out’ after the down payment and closing costs, it can be an unexpected bill if they haven’t owned a home before,” says Taylor Hack, RE/MAX River City, Edmonton, AB.

    Insurance

    While home, fire and content insurance is usually an expense that is considered right away during the home buying process, there are other types of insurance that can be overlooked. These can include things like title insurance, life insurance and mortgage insurance can come as surprise unexpected costs. When planning and going through the numbers associated with purchasing a home, make sure you take all types of insurance into account.

    Home Inspection

    One important thing that every homebuyer should have done is a home inspection on the property they are planning on purchasing. While some sellers may opt to have a pre-inspection done, it is always a good idea to have a home inspector look at the home to ensure that there are no issues with the land or structure of the home. The cost of a home inspection can often be overlooked, so it is important to remember to allocate a portion of your budget towards a home inspector when the time comes to purchase your home!

    GST/HST

    While sales tax is generally only applicable to newly constructed houses and condos, as well as services related to the real estate transaction (such as agents’ commissions and legal fees) this cost is often overlooked – especially by first-time homebuyers. If you are looking at purchasing a new construction property, make sure you ask about the sales tax payable, and take the time to calculate it so you can budget for this amount.

    Legal Fees

    Another expense that is often forgotten during the whirlwind process of purchasing a home is that of lawyer fees. The exact amount varies depending on the purchase price of the home and differs based on the lawyer/notary. The legal expenses also often include ordering a title search and registering title.

    “If we do not educate homebuyers, they usually don’t know about lawyer fees or sometimes have a skewed number of what the average lawyer costs,” says Sarah Koeckhoven, RE/MAX Preferred Choice, Spruce Grove, AB.

    When estimating the cost of buying a home, don’t forget to include legal fees in the total list of main costs that need to be considered.

    For more advice on buying a property, contact us today!

     

    Courtesy of REMAX.ca

    Top Things to Help Your Home Stand Out in a Competitive Market

    When it comes to selling your home, especially in a competitive market, making sure your home stands out is essential. In markets that are fast paced, houses come and go constantly, so standing out to prospective buyers is incredibly important. There are dozens of different ways you can make your home stand out in a competitive market, so it can sometimes be hard to know where to start.

    We’ve reached out to our RE/MAX Influencers – a panel of RE/MAX Sales Associates throughout Canada – to narrow down a list of five things that can help your home stand out in a competitive market.

    Paint & Repairs

    A fresh coat of paint can work wonders when it comes to standing out in a competitive market. Painting your home a light, neutral color will help potential buyers to visualize themselves living and making changes to the home.

    “Make sure walls and doors are clean and freshly painted. Any carpet or damaged flooring should be replaced. Help the buyers visualize themselves living there as opposed to all the money they would need to spend to be comfortable. In the end, not doing these things will take away from a seller’s best sale price” – Kelley Law, RE/MAX All Points Realty, Coquitlam, BC.

    A fresh, neutral colour palette will help make your home seem move-in ready. Lighter colours help to brighten up spaces and make rooms seem bigger, which can be a huge asset when it comes to showing the home — especially a home with a small footprint.

    Cleaning & De-Cluttering

    One of the most important things that you can do to help your home stand out in a competitive market is to de-clutter and have it professionally cleaned. When a potential buyer walks into your home, they want to be able to envision themselves living in the space. Having clutter built up and visible to buyers can hinder their viewing and can make it harder for buyers to imagine their items in the space. “Live minimally, so when you get that last minute showing, a quick vacuum and wipe-down is all you need!” says Shilo Storey, RE/MAX First, Calgary, AB.

    Try to tuck away as many personal items as possible to allow buyers to walk through your home as a neutral environment, not one littered with family photos and personal items. The cleaner and more pared down your home is, the better — particularly when it comes to showing potential buyers!

    “Keeping the home looking sharp (pride of ownership) indicates long-term care and attention to looks and mechanical. Home appearance is a good indication the owner has looked after problems in a timely manner” – Michael Ray, RE/MAX Crest Realty (Burnaby Kingsway), Burnaby, BC.

    Staging & Photography

    Staging and photography go hand-in-hand when it comes to selling your home. Having professional photos taken to showcase your property can help attract potential buyers to your listing, and proper staging can help to impress those buyers if they choose to walk through your property.

    “Professional presentation of the home, with staging, will set the bar high for online showcasing of the home, marketing materials, etc, to get people into the home” – Rob Grey, RE/MAX Nanaimo, Nanaimo, BC.

    Staging your home will allow buyers to see how furniture fits in the space and can help potential buyers visualize living in the home themselves. Having professional photos taken after staging can help set the stage for online viewings and will help attract people to your listing.

    Curb Appeal

    First impressions are very important and can have a huge impact on your listing if you are trying to stand out in a fast paced, competitive market. The curb appeal of your home is going to be a potential buyer’s first impression, therefore it needs to make an impact! Make sure the grass is cut, weeds are pulled, and any other items, such as bikes or toys, are tucked away out of sight. If you are trying to sell your home in the winter, make sure you have a recent summertime photo of the exterior of your home to help potential buyers visualize what the home looks like year-round.

    “The first impression is paramount, so walking to the front door should make you want to go inside and find out more” – Francine Legault, RE/MAX Ocean Pacific Realty, Comox, BC.

    Price

    Finally, when it comes to standing out in a competitive market, price is one of the most important factors to consider. In a fast-paced market, pricing is key to a quick sale. If your house is priced too high, it may be overlooked by potential buyers which will result in your listing sitting in the market with no offers coming in. If your house is priced too low, you may receive many offers, however you won’t get the right price for the value of your home.

    “In a buyers’ market, it is important to set yourself apart from the competition. Pricing is critical as overpriced homes in the market will not attract showings or offers and will sit on the market,” says Matthew McBean, RE/MAX First, Calgary, AB.

    When determining what price you should list your home, make sure to do your research. Look at comparable homes in your area to ensure you’re entering the market with an appropriate listing price.

    For more advice on selling a property, contact us today!

     

    Courtesy of REMAX.ca

    Listing Your Condo on Airbnb? Consider These Issues First

    Condo owners have been quick to adapt to the Airbnb trend. With the price of condos on a steady increase, investing in and then renting out a unit as a short-term rental to cover mortgage payments is an attractive proposition. But, a condo unit used as anAirbnb does present a few problems for the investor-owner.

    Some local councils have tightened regulations for short-term rentals that only allow you to rent out the property if it is your primary residence. Other restrictions include imposing taxation, certification and limits on how frequently you can rent out the space. Short-term rentals are further regulated within the frame-work of the condo rules, individual condo boards have guidelines or even outright bans for owners and tenants in their buildings.

    “Airbnb short-term rentals face a higher level of scrutiny by lenders than typical one-year lease agreement renters,” says Laura Martin, director of Private Lending Hub. “The asset could become damaged, given the revolving door of short-term tenants. One quiet professional that rents for 10 days could be followed by a rock band that trashes the place the next weekend. When you
    have so many people going in and out, it’s going to make lenders nervous,” she adds.

    It’s easier to obtain a mortgage if you actually live in the condo, but if you’re buying one as a short-term rental investment, you may have to turn to commercial lenders, where financing is more expensive. Kim Gibbons, a Mortgage Intelligence broker, says that only a few A lenders – such as banks and credit unions – in Toronto are willing to provide funds for Airbnbs. The only way some lenders will take a short-term rental is if you can provide a two-
    year average of short-term rental income.

    “Lenders like the security of a person living in a home because it’s the best possible security,” explains Butler, an independent mortgage broker. “Lenders are confident that if someone is living in the home full time, then there is a really good chance that they’ll want to keep a roof over their heads, and that means they’ll make their mortgage payments. It’s why ‘owner-occupied’ is often part of the mortgage contract.”

    3 Financial Questions to Ask Before Selling Your Home

    Before you sell your home, you need to understand the finances involved in the process. This will help ensure you have a smooth transaction and set you up for success with your next home purchase. Here are the three most important questions to ask yourself before you get started:

    What are the current market conditions?

    As a general rule of thumb, the best time to sell is when listing inventory is low. More buyers vying for fewer houses means you’ll likely get a better deal for your home. When listing inventory is high, buyers have more options and you may need to price your home more competitively to get offers.

    How much can I reasonably expect to get for my home?

    Depending on the current market, the condition of your home, and how much homes similar to yours sold for recently, I can create a comparative market analysis that will give you a good idea of how much you could expect to get for your home.

    How much do I owe on my home?

    If you owe more on your home than it’s worth, it may not be a great time to sell. However, if you’ve built up a good amount of equity on your home, you could be looking at receiving a large check for selling your home. Take the amount you expect to get for selling and subtract how much you still owe to get a basic idea of how much you could walk away from the closing table with.

    Figuring out if it’s the right time to buy or sell a home can be tricky. If you have questions or would like help figuring out when the right time to move is for your family, let me know. I’ll be glad to help!

    Important Tips to Follow When Getting Your Home Ready for Sale

    We reached out to our RE/MAX Influencers – a panel consisting of RE/MAX Sales Associates throughout Canada – to find out some tips and best practices that will help you get your home ready for sale.

    Clean & De-clutter

    Cleaning and de-cluttering is one of the most important things you can do when preparing to sell your home. Cleaning is fundamental when it comes to selling your home. You want to present your home in a way that is going to give potential buyers the best first impression and dirty house will be the first thing people notice. It doesn’t take much to give your house a good clean and it is an easy way to prep your home for sale. De-cluttering also plays a huge role in the overall impression people get when viewing a home, as a house with very minimal clutter opens up the opportunity for the viewer to picture themselves in the space. Being able to imagine themselves living in the space will automatically make your home feel much more inviting and welcoming.

    One influencer stated, “Most buyers know within the first couple of minutes if it is the right house for them. First impressions are important, so de-cluttering and leaning is of the most importance,” Al Dredge, RE/MAX Real Estate, Edmonton, AB.

    Staging

    Staging is a great way to present your home to potential buyers as it allows them to see what can potentially be done in each room of the house. Staging ties in the de-cluttering aspect of prepping your home to sell, as you want to de-personalize your home as much as possible. Many people find it hard to imagine themselves living in a space when someone else’s family photos and personal items are visible. By de-personalizing and removing those items from sight, it creates more of a show home feel.

    “Develop a show experience! Don’t just de-clutter and depersonalize, but deep clean, repair any known deficiencies and improve any known weaknesses. Proper pricing and marketing will position a property or a potential offer, but show experience is the determining factor in move-in-ready real estate,” says Taylor Hack, RE/MAX River City, Edmonton, AB.

    Staging a home ca be as simple as putting a fresh coat of paint on the walls and rearranging your furniture, which makes it a great way to get your home ready for sale.

    Get Professional Photos Taken

    As good as the cameras are on smartphones these days, nothing can compare to the quality of professional photos. Your listing photos are the very first impression that potential buyers get of your home and having dark, grainy images is going to immediately deter interest. Professional photographers know how to manipulate light in a space to produce the best possible photo and can work with angles to give the best possible representation of your home through your listing images.

    Frank Fairley of RE/MAX First Realty, Parksville, BC says, “the photos are going to be viewed over and over, so it is of primary importance to show well on both the outside and the inside. Use a pro photographer, don’t take photos yourself!”

    Hiring a professional photographer is one of the best investments you can make when it comes to getting your home ready for sale and their images allow you to put your best foot forward and leave the best impression on potential home buyers.

    10 Things To Do Before The Snow Falls

    You’re still revelling in the heat of summer, but believe it or not, winter is coming. Now that September has come, you’ll want to start working your way through this fall home maintenance checklist. Ensuring that your home’s cold-weather systems are running efficiently will save you money and major headaches in the long run.

    1. Drain the Hose

    Watering season is over, but you’re not done with your outdoor watering system quite yet. To avoid cracked hoses and burst faucets over the winter, turn off water valves in your home and drain all remaining water from the taps and hoses. Tip: Unrolling the hose down a gentle slope will let the water run out completely.

    1. Clear Vents

    To prevent ice dams — ridges of roof ice that prevent melting snow from draining — ensure attic vents are free of debris. Poor soffit ventilation can increase mold inside the house and damage wood shingles during the winter months. Tip: A leaf blower or a pass with a pressure washer will clear them out and prep them for winter snow.

    1. Clean the Chimney

    Ahhh, there’s nothing quite like the warming atmosphere of a wood-burning fireplace in the dead of winter. But once you’ve cozied up to your 70th fire, get that chimney inspected and cleaned of excess creosote, because it may cause chimney fires. Tip: Run the point of a fire poker inside the chimney liner and if there’s more than three millimetres of gunk, call a certified chimney sweep.

    1. Store Pots & Planters

    If you decide to keep your collection of colourful clay pots outside for winter, make sure you empty the soil before you do. The moisture in the earth will expand when frozen, which can crack those precious ceramic containers. Tip: Removing the soil now will make it easier to reposition and replant the pots come springtime.

    1. Mind in the Gutter

    Backed up gutters can cause all sorts of wintertime hassles such as roof leaks, ice dams and wall-focused water damage. Before the snow comes, get your gutters cleared out by a professional — leave ladders to the insured experts. Tip: Make sure all downspout extensions run at least 1.5 metres away from your home’s foundations.

    1. Caulked & Ready

    A thin line of silicone caulking is one of the best ways to seal gaps in siding, windows and door frames. If you can see a gap that’s bigger than the width of a nickel, you need to get on it, to stop drafts and water damage in their tracks. Tip: Pick up some weather stripping for doors as well — you shouldn’t be able to see daylight from inside your home.

    1. Inspect the Roof

    Pull out a pair of binoculars and give your roof a careful once-over. Keep your eyes peeled for damage or missing or loose shingles. Hire a handyman for patching jobs, or a roofing company for larger sections in need of some TLC before winter comes. Tip: Take time to investigate the flashing around chimneys and vent stacks, too.

    1. A/C Prep

    While it may be tempting to wrap your entire external air-conditioning unit in miles of plastic wrap, resist the urge. Doing this can cause corrosion and is an inviting spot for nesting rodents. Instead, place a piece of made-to-measure plywood over the unit during winter and protect it from large, falling icicles and snowdrifts.

    1. Heating Up

    Don’t wait until the thermometer dips below zero to think about your home’s heating system; prep now and be ready. A technician can inspect, test and clean your furnace or heat pump to ensure they’re in tip-top shape for winter. Tip: Ask for a carbon monoxide measurement at the same time as the inspection.

    1. Flip it and Reverse it

    If your home is kitted out with ceiling fans, check the settings for a reverse option. Running fans in the opposite direction creates an updraft, pushing down heated air, which can help reduce your energy bill. Tip: If you have high ceilings, consider switching out the fan units for ones that have this setting.

    Before the temperature drops too much, make sure your home is ready to handle the cold, wet winter months. A little prep work and elbow grease now will go a long way to help your home weather the coming storms — literally.

    5 Ways to Make Your Move Easier on Your Pet

    Moving can be a stressful process, especially for pets who don’t understand what’s happening. Luckily, there are steps you can take to help reduce your pet’s stress and anxiety during a move.

    Keep track of important items.
    Designate a specific box for your pet’s food, medicine, grooming essentials, toys, litter, and anything else they will need before you finish relocating and get the new house unpacked.

    Vet records.
    If you’re planning to change veterinarians when you move, be sure to obtain a copy of your pet’s medical records.

    Minimize their exposure.
    Packing and moving your belongings can be very stressful for your pet. Keep them in the other room or ask a family member to take your pet for a few days while the move is in full swing.

    Don’t rush them.
    It may take your pet a while to adjust to their new home. Make the transition easier by placing their bed, blankets, toys, and food in one room. Let them become accustomed to that room before you gradually introduce them to other rooms in the house.

    Update your contact information.
    Update your pet’s tags and microchip with your new address and contact information as soon as possible. That way, should they get lost, you’ll be easy to find again.

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